upay: Finance and Payments

4.4
42K reviews
5M+
Downloads
Content rating
Everyone
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About this app

Introducing “upay” (উপায়) app which provides easy, secured and innovative Digital Financial Solutions, and helps you elevate lifestyle in just a few simple taps. The state of the art upay app ensures ease for your most frequent transactions like send money to others, add money from all major banks, cash out with lowest charge from agents and ATMs, pay all your utility bill payments, recharge your mobile phone from all operators and also make instant payments at your favorite stores- both online and offline.

As a subsidiary of United Commercial Bank (UCB), upay app also ensures the highest possible security through blockchain based technology and widespread availability all across Bangladesh.

Things you can do in upay app:

Instant Registration

You can easily register for a new upay account in just about a few minutes right from upay app. All you require is your National ID card and you are ready to go.

Add Money from Bank Account or Debit/Credit Card

Transfer money instantly to your upay account through any banks or Debit/Credit Card. Add money easily to your upay account within seconds using an eligible debit / credit card or bank account.

Mobile recharge to any number

Recharge your mobile or any other number from all major operations in Bangladesh, including Grameenphone, Robi, Airtel, Banglalink and Teletalk. You can also find latest prepaid and postpaid recharge plans and best recharge based Internet, Voice and bundle offers only on upay app.

Bill Payments – Electricity, Water, Gas, Telephone, Internet, Credit Card and others

Pay your utility bills such as Electricity, Water, Gas etc. for all major providers like DESCO, NESCO, Titas, WASA etc. right from the comfort of your own home. You can also pay your credit card bill, internet bill, telephone bill and many more.

Safe, Secure & Contactless Payments at Offline Stores

Easily pay at your nearby grocery stores, pharmacies, restaurants, retail stores and thousands more across the country by scanning QR code or through mobile number.

Secured Mobile Banking

Security is of utmost importance to us and we prioritize making you feel safe and secured by taking necessary measures to protect your account. Through our modern blockchain based technology, you can rest assured that all of your transactions are highly secured. In addition, to give you greater control, you only can access your upay account only through your registered device. Hence, no need to worry about losing your PIN as no one can access your upay account from other mobile devices.

Online Payments

You can order groceries, medicines, food, gadgets online and pay via upay with ease. You can make quick online payments at your favorite shopping, food delivery, travel and gaming brands including Daraz, Evaly, Chaldal, Shohoz, just to name a few.

Your Own Wallet

For the first time in Bangladesh, you will have your own wallet which will give you a liberty of checking where your money is coming from, including Salary, Disbursement and Remittance. With such a personalized wallet, you can enjoy exclusive upay reward.

Ease of Access

upay is always looking out for you to give convenience and ease in your life. Keeping that at the core, upay app has certain features that can ease some of your pains.

· You can now avoid the hassle of constantly calculating the charge on cash out and simply add the Cash Out charge, to give more ease for the receiver. Through a simple tap, Cash Out charge will be automatically calculated whenever you are sending money to another upay account.

· Use the app in either Bangla or English, and change between the two whenever you want.

Book Tickets Easily

Book your Bus, Launch or Air tickets easily through the upay app. In addition, you can also book your favorite hotels, movie tickets and many more. For further details, please visit our website at https://www.upaybd.com.
Updated on
Mar 8, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
41.7K reviews
Muhammad Jahedul Alam (Sameer)
January 25, 2024
4-star, because the interface could've been better. Anyways, I hope you will publish more ads on Facebook and other platforms for your brand awareness. I want people to use Upay and recommend everyone too. Thanks for your service.
17 people found this review helpful
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UPAY
January 26, 2024
Assalamualaikum Sir, Thanks for your feedback. As you have liked our service, please share 5 star rating and oblige us. We will try our best to improve as per your recommendation.
Fahim Chowdhury
January 23, 2024
Upay app make my life simpler and easier, i always use upay app for send money, mobile recharge, cash out, pay bill, payment and offers. upay app UI also very impressive, that's reason upay is very popular in Bangladesh.
30 people found this review helpful
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UPAY
January 23, 2024
Assalamualaikum Sir! Thank you so much for your 5-star review! We will share this with the team to let them know to keep up the amazing work. Stay with us 🙂.
Soyeb Hosen Khan
February 12, 2024
Scammer apps they hold my Bank transfer money without any reason, when i talked with support team they told me within 7days i will get back my money, its second time my money stacked, everyone should aware from upay, should not transection more than 500 useing this apps its fraud 🤥 they hold your money and running their business and after few days maybe or release,i talked with customers support 2 tim,e from myside thinking 🤔 that is not techcal issues or something they willingly do it, so bye
39 people found this review helpful
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UPAY
February 8, 2024
Assalamualaikum Sir! This is not the experience we would like you to have. We request you to share the details with us through our livechat service: https://customerservice.upaybd.com. We will take it in high priority and will be there to assist you. Thank you for your patience.

What's new

🚗 Ensure seamless payment of your Nitol Niloy servicing fees under the "Vehicle" category using the Pay Bill option.

💸 Effortlessly pay your monthly EMI bills for IFAD Autos Limited through upay app.

💡 Enjoy expanded coverage for BPDB prepaid bill payments.

🌐 We are committed to enhancing the user experience, striving for continuous improvement

App support