Send more, spend less. You can always rely on our money-saving exchange rates. Youâll find Spoko cheaper than sending money abroad with traditional banks and other financial services.
đ¸ Send money as you wish from 25 European countries and the UK in: EUR (Euro) or PLN (Polish ZĹoty)
⢠You can choose how to send & receive transfers:
â Visa, Mastercard or Maestro debit and credit cards;
â Blik (for Polish ZĹoty);
⢠Receive money instantly on a bank account, debit card or e-wallet
đ° We always offer an excellent exchange rate, without hidden fees!
Send money to 50+ countries including:
Ukraine đşđŚ, Nigeria đłđŹ, Georgia đŹđŞ, Moldova đ˛đŠ, Azerbaijan đŚđż, Uzbekistan đşđż, Armenia đŚđ˛, India đŽđł, Philippines đľđ, Ghana đŹđ, Turkey đšđˇ, Senegal đ¸đł, Morocco đ˛đŚ, Cameroonđ¨đ˛ and many other countries around the world.
Ukraine đşđŚ
⢠Cheap transfers in PLN currency,
⢠Commission from PLN 1.2 , crediting to cards of all Ukrainian banks:
Privatbank, Monobank, A-bank, Oschadbank, Ukreximbank, Ukrsibbank, Ukrgasbank, Kredobank, OTP Bank, Pivdenny, PUIB and many others;
⢠Pay from Poland using BLIK code or any Polish bank card;
đ Security and Privacy you can trust.
⢠Spoko mobile app is 100% secure and encrypted;
⢠Any sensitive information you share with us is hidden from prying eyes;
⢠We encrypt all transfers and protect you against fraud using bank-level security procedures;
⢠Your personal data is protected in accordance with the EU General Data Protection Regulation (GDPR);
⢠Protect your profile with a two-factor authentication, face recognition or fingerprint recognition.
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Our services are fully regulated, so your hard-earned money is safe, secure and transmitted easily.
đ Award Winning App which will satisfy all you needs:
⢠Add and save multiple cards in different currencies;
⢠Free account and no monthly fees;
⢠Save your recipients and repeat transactions in a few clicks;
⢠Real-time tracking and clear transfer limits;
⢠Earn 20⏠for every friend you invite.
đ Legendary Customer Support
Any help is needed ? Our multilingual team of experts is always here to answer your questions. You can use live chat in our app, e-mail support@spoko.app or call us +48 791 391 219
Customer Support working hours are from 8:00 to 00:00 (CET)
We love our customers and believe that modern money transfers should be stress-free, smart and accessible.
đ˛ Make your life easier with only one click - download the Spoko app and join 700.000 happy customers right now